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Guaranteed Income for Life

If you are looking for ways to increase your income during retirement, the Red Cross Charitable Gift Annuity is an answer. It's a method of charitable giving that offers you a long list of benefits.

For example, if Mary Green (age 80) makes a $25,000 irrevocable gift to the American Red Cross Bay Area, the Red Cross will pay her $2,000 annually for the rest of her life with her 8% annuity rate. Payments are partially tax-free and Mary can claim a charitable deduction on this year's income tax return.

General Participant Information for an Annuity

  • Minimum $5,000 contribution—no maximum
  • Minimum age 65 (Under 65? See the Deferred Charitable Annuity)
  • Annuity programs for one life or two lives
  • Simple application and contract
  • Rates not based on gender or health
  • No medical questionnaire or examination
  • No limit on number of annuities
  • Receive quarterly payments by check or direct deposit
  • Fund the annuity with cash, appreciated stock or mutual funds

Your Benefits from the Red Cross Gift Annuity

  • Demonstrate compassion for your community
  • Support vital programs of the Red Cross
  • Annuity rates and payments guaranteed for life
  • Membership in the Legacy Society
  • Immediate income tax deduction
  • Possible avoidance as well as deferral of capital gains tax
  • Possible reduction in estate tax
  • No setup or annual fees
  • No commissions to pay
  • Never worry again about stock market and interest rate fluctuations

Before deciding on a Red Cross Charitable Gift Annunity, we recommend that you consult your tax advisor or attorney for full advice on the effect of your gift.

For more information and a personalized, no obligation illustration, please contact Gary Ogburn at ogburng@usa.redcross.org, (415) 427-8171, or Bill Ruettinger at ruettingerw@usa.redcross.org, (415) 427-8989


Donate by mail:
American Red Cross Bay Area
85 Second Street, 8th Floor
San Francisco, CA 94105

Donate by phone:
(415) 427-8000 or
(888) 4-HELP-BAY

Donate online.

If You Are

Annuity Pays

90 yrs old


85 yrs old


80 yrs old


75 yrs old


70 yrs old


65 yrs old


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Site Map : All photos by Gene Dailey.